Funding

Private capital required for a transaction

Admin — Thu, 28 May 2026 22:44:41 GMT

How much personal capital is needed to make a transaction happen ?

This depends on a number of factors:

Can I buy a business outright with my own money ?

Admin — Thu, 28 May 2026 22:43:03 GMT

The answer to this question is simply…..yes you can. But there are many caveats to the answer; a lot of which revolve around the value of the business in question and the amount of capital which you have to deploy. These are two fundamental aspects which are constantly referred to in the context of a private individual buying a business. Consider each in turn:

What happens at a funder’s credit committee meeting?

Admin — Thu, 28 May 2026 22:41:45 GMT

A funding application for a debt funder in particular, is likely to go through a couple of rounds of funding committee meetings to assess the proposal’s suitability for lending.

What fees are payable on a business purchase?

Admin — Thu, 28 May 2026 22:40:48 GMT

What fees are payable on a business purchase?

What information will I need to supply to funders?

Admin — Thu, 28 May 2026 22:39:57 GMT

What information will I need to supply to funders?

Funding a Transaction

Admin — Thu, 28 May 2026 22:39:04 GMT

How do I fund a transaction?

How does a debt funded deal work?

Admin — Thu, 28 May 2026 22:30:41 GMT

How does a debt funded deal work?

What type of businesses does a funder like to back?

Admin — Thu, 28 May 2026 22:29:49 GMT

What type of businesses does a funder like to back ?

What are the different types of funding?

Admin — Thu, 28 May 2026 22:29:02 GMT

What are the different types of funding ?

How can I use my corporate pension pot to provide the personal capital to invest in a business?

Admin — Thu, 28 May 2026 22:28:02 GMT

A Small Self-Administered Scheme (or Member Directed Investment Scheme), otherwise known as a SSAS allows company directors to maintain control of their pension arrangements in a flexible and tax efficient environment. These Schemes are ideally suited for shareholding directors of small to medium sized limited companies (although are often also used by Partnerships). They are similar to SIPPs (Self Invested Personal Pensions) but do not require a third party provider as your Company sponsors the Scheme instead.